Curling Canada has created a $250,000 Reserve Fund to help affiliated curling clubs strengthen their long-term sustainability. CAP loans support projects that improve club facilities, operations, and community impact.
Curling Canada will approve up to five (5) loans per fiscal year, with a maximum of 10 loans outstanding at any time.
Applications may be submitted at any time and will be reviewed on a rolling basis, subject to both fund availability and eligibility (see below).
Maximum Loan | Up to $25,000 |
Repayment Term | Up to 5 years |
Interest Rate | Bank of Canada Prime – 1% |
Grace Period | No interest in the first 12 months No repayment in the first 12 months
|
Interest Accrual | Begins in month 13, calculated annually on the outstanding balance |
- Be an active member of your provincial/territorial association (which must be in good standing with Curling Canada)
- Have your board of directors’ approval for the project and repayment plan
- Meet all permits, licenses, and legal requirements
- Show financial stability and repayment capacity
- Demonstrate efforts to secure additional financial support (grants, sponsorships, etc.)
If a club leaves its Member Association, the loan must be repaid immediately in full.
- Capital improvements or replacements (e.g., ice plant upgrades, roof repair)
- Operational improvements that increase efficiency or sustainability
- Must have confirmation that all necessary permits, licenses, and legal requirements (local, provincial/territorial, and federal) are met.
To ensure fairness, only applications that meet all eligibility criteria will be considered
- Project Description
- Rationale: Goals, objectives, community impact, alignment with Curling Canada’s strategic priorities
- Plan: Key milestones, timelines, completion date, resource allocation, and risk management.
- Funding Need: Purpose of funds and impact if support is not received
- Budget: Line-item budget, justification, and identification of other contributions (cash or in-kind)
- Information about the Club or Centre applying for the loan
- Brief history of the curling club
- List of current Board members
- Data showing number of membership/users over the past 3-5 years
- Documentation confirming status and duration of membership with the provincial/territorial association
- Financial Information
- Past: Income statements and balance sheets for the last three years
- Present: Most recent financial statements (Income statement and balance sheet)
- Future: Three-year projections (revenues, expenses, and funding sources)
- Evidence of additional funding efforts (e.g., grants, sponsorships)
- Endorsement from Club’s Board of Directors
- Letter signed by the Club’s President or Chair and Treasurer confirming the Board’s support for the project, and authorization of the loan request.
- Other information (optional)
- Most recent Strategic Plan
- Marketing Plan: Target audience, outreach strategies, and promotion to grow membership and participation
Include a cover page with: project title, club name, and contact person (email and phone).
Please submit all documents in PDF’s to memberservices@curling.ca
Include a cover page with:
- Project title
- Curling club name and address
- Primary contact name and coordinates (e-mail, phone, etc)
- Alignment with Curling Canada’s mission
- Feasibility of the project
- Financial viability and sustainability
- Board commitment
- Membership standing
The Director of Club Development and Member Services reviews applications and recommends approval to the CEO of Curling Canada, who makes the final decision
- Approved clubs enter into a loan agreement with Curling Canada, outlining terms and repayment schedule, signed by two members of the club’s Board of Directors
- Unsuccessful applicants may request brief feedback
Follow-Up Requirements
- The club must acknowledge Curling Canada’s support in communications about the project
- Approved projects will be monitored through scheduled check-ins and progress reports.
- A final report is required upon completion, summarizing results and lessons learned.
- Loan agreement signed with Curling Canada (two club board members required).
- Clubs must acknowledge Curling Canada’s support in project communications.
- Progress updates required during the project.
- Final report is due at project completion.
We’re here to help! Contact Curling Canada’s Club Development team before or during your application process.
Contact:
Bobby Ray
Senior Manager, Club Development & Member Services
bobby.ray@curling.ca
Veronica Bernard
Coordinator, Member Services
veronica.bernard@curling.ca

