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Curling Assistance Program (CAP)

Curling Canada has created a $250,000 Reserve Fund to help affiliated curling clubs strengthen their long-term sustainability. CAP loans support projects that improve club facilities, operations, and community impact.

Curling Canada will approve up to five (5) loans per fiscal year, with a maximum of 10 loans outstanding at any time.

Applications may be submitted at any time and will be reviewed on a rolling basis, subject to both fund availability and eligibility (see below).

Maximum Loan

Up to $25,000

Repayment Term

Up to 5 years

Interest Rate

Bank of Canada Prime – 1%

Grace Period

No interest in the first 12 months

No repayment in the first 12 months

 

Interest Accrual

Begins in month 13, calculated annually on the outstanding balance

  • Be an active member of your provincial/territorial association (which must be in good standing with Curling Canada)
  • Have your board of directors’ approval for the project and repayment plan
  • Meet all permits, licenses, and legal requirements
  • Show financial stability and repayment capacity
  • Demonstrate efforts to secure additional financial support (grants, sponsorships, etc.)

If a club leaves its Member Association, the loan must be repaid immediately in full.

  • Capital improvements or replacements (e.g., ice plant upgrades, roof repair)
  • Operational improvements that increase efficiency or sustainability
  • Must have confirmation that all necessary permits, licenses, and legal requirements (local, provincial/territorial, and federal) are met. 

To ensure fairness, only applications that meet all eligibility criteria will be considered

  • Project Description
    • Rationale: Goals, objectives, community impact, alignment with Curling Canada’s strategic priorities 
    • Plan: Key milestones, timelines, completion date, resource allocation, and risk management.
    • Funding Need: Purpose of funds and impact if support is not received
    • Budget: Line-item budget, justification, and identification of other contributions (cash or in-kind)
  • Information about the Club or Centre applying for the loan
    • Brief history of the curling club
    • List of current Board members
    • Data showing number of membership/users over the past 3-5 years
    • Documentation confirming status and duration of membership with the provincial/territorial association
  • Financial Information
    • Past: Income statements and balance sheets for the last three years
    • Present: Most recent financial statements (Income statement and balance sheet)
    • Future: Three-year projections (revenues, expenses, and funding sources)
    • Evidence of additional funding efforts (e.g., grants, sponsorships)
  • Endorsement from Club’s Board of Directors
    • Letter signed by the Club’s President or Chair and Treasurer confirming the Board’s support for the project, and authorization of the loan request.
  • Other information (optional)
    • Most recent Strategic Plan
    • Marketing Plan: Target audience, outreach strategies, and promotion to grow membership and participation

Include a cover page with: project title, club name, and contact person (email and phone).

Please submit all documents in PDF’s to memberservices@curling.ca

Include a cover page with:

  • Project title
  • Curling club name and address
  • Primary contact name and coordinates (e-mail, phone, etc)
  • Alignment with Curling Canada’s mission
  • Feasibility of the project
  • Financial viability and sustainability
  • Board commitment
  • Membership standing

The Director of Club Development and Member Services reviews applications and recommends approval to the CEO of Curling Canada, who makes the final decision

  • Approved clubs enter into a loan agreement with Curling Canada, outlining terms and repayment schedule, signed by two members of the club’s Board of Directors
  • Unsuccessful applicants may request brief feedback

Follow-Up Requirements

  • The club must acknowledge Curling Canada’s support in communications about the project
  • Approved projects will be monitored through scheduled check-ins and progress reports.
  • A final report is required upon completion, summarizing results and lessons learned.
  • Loan agreement signed with Curling Canada (two club board members required).
  • Clubs must acknowledge Curling Canada’s support in project communications.
  • Progress updates required during the project.
  • Final report is due at project completion.

We’re here to help! Contact Curling Canada’s Club Development team before or during your application process.

Contact:

memberservices@curling.ca

Bobby Ray
Senior Manager, Club Development & Member Services
bobby.ray@curling.ca

Veronica Bernard
CoordinatorMember Services
veronica.bernard@curling.ca

Curling. Together.